| Setup - Purchase | 1 Day |
| Setup - Refinance | 1 Day |
| Initial Disclosures | 1 Day |
| Average Appraisal Turn Time | 7-10 Days |
| Underwriting - Conforming Purchase | 1 Day |
| Underwriting - Conforming Refinance | 2 Days |
| Underwriting - FHA/VA Purchase | 4 Days |
| Underwriting - FHA/VA Refinance | 4 Days |
| Underwriting - Portfolio Mortgage Connect Purchase | 2 Days |
| Underwriting - Portfolio Mortgage Connect Refinance | 2 Days |
| Underwriting - Portfolio Reduced Doc Purchase | 2 Days |
| Underwriting - Portfolio Reduced Doc Refinance | 2 Days |
| Underwriting - Management Exception Review | 2 Days |
| Underwriting - Management File Escalation | 1 Day |
| Resubmitted Suspended File | 2 Days |
| Conditions | 1 Day |
| Closing Disclosure - Purchase | 1 Day |
| Closing Disclosure - Refinance | 1 Day |
| Closing Documents - Purchase | 1 Day |
| Closing Documents - Refinance | 1 Day |
| Funding Review | 30 Minutes |
| Non-Delegated Pre-Purchase Review (Lender Drawn Docs) | 4 Days |
| Non-Delegated Pre-Purchase Review (NexBank Drawn Docs) | 2 Days |
| Delegated Pre-Purchase Review | 5 Days |
| Correspondent Collateral Upload and Review | 2 Days |
